How to tackle your New Years financial resolutions Apparently the 19th January is the day most people give up their New Year resolutions. Don’t be that guy, here are some tips if yours was to get on top of things financially this year: TRACK YOUR SPENDING The best way to control you spending is to […]
Keeping Safe: Tips for a Fun and Reduced-Risk Silly Season If you’re a fan of the ACC ads, “Have a hmmm”, you’ll be familiar with the thought of being a bit too adventurous and the impact that might have on you and your loved ones – whether it’s not being able to take the kids […]
Have Life Insurance? Here’s Why a Will is Just as Important If you’ve ever thought about making a will but put it off for another day, you’re not alone. It’s one of those tasks that many people push down the priority list, especially if life is busy and everything seems fine. However, if you have […]
What is Redundancy Cover? We’ve noticed a rise in questions surrounding Redundancy Covers lately, so here’s a quick rundown on what it entails and how it could work for you. What is it? Redundancy Cover, offered by various insurers at different times, typically provides a monthly benefit of up to $4,000 for a duration of […]
Demystifying Insurance Premiums: Factors that Influence Insurance Premiums and Tips on Managing Them Are you unsure whether to make a small claim because it might affect your premiums? Have your premiums gone up and you’re not sure why? Or maybe there’s been a change in your circumstances, and you’re wondering how it will impact your […]
Securing Your Future: Understanding Income Cover in New Zealand In today’s unpredictable world, securing your financial stability is paramount. One way to safeguard your income against unforeseen circumstances is through a form of Income Cover. If you’re in Nelson, New Zealand, Sheehan Financial offers comprehensive income cover solutions tailored to your needs. In this blog, […]
Do I need it? The safety net of Redundancy Insurance If losing your job is something you prefer not to think about, you’re not alone! However, having some safeguards in place can make all the difference to your peace of mind, leaving you space to think about things that bring you joy. Let’s discuss how […]
Are insurance policies tax deductible in New Zealand? “So, are any of my insurance policies tax deductible?” It’s a question that our clients ask us from time to time. Our answer? “Sometimes, but it depends…” Like many things tax related – the answer is not a simple one! In this blog, we’ll give an overview […]
How often should I? When and why you need to review your insurances How often should I review my insurance policies? When did you last look at your insurances? If your answer is something along the lines of ‘geez, it was way back when the kids were still in nappies’ then chances are you’re due […]
How do you leverage off your assets, and use that little bit of spare income to build future assets? In New Zealand, a common wealth building strategy is to buy a house, then use the equity in this property to secure a bank loan to buy another, with the income from the tenants paying the […]