Private Medical Cover
Private medical care has become more important in the last few years as the cost of medical treatment has risen and the funding of the public system comes under pressure. You have to wait to even get on a waiting list for certain conditions these days.
Waiting for healthcare in New Zealand’s public system can cost more than time; it can cost lives. Long wait times for essential treatments and surgeries aren’t just inconvenient – they’re dangerous.
Private medical cover will in general get you faster treatment, avoiding public waitlists and getting treated in private hospitals.
Private medical provides access to treatments that are not be available on the public system. Nowhere is this more obvious than with the limitations to Pharmac funded drugs on the public system.
Pharmac is the drug buying agency for New Zealand. They subsidise a lot of treatments in the public system but there are a large number you would have to pay for yourself if you didn’t have access to the medication.
Recently, life saving the Melanoma drugs such as Keytruda have been in the press, and before that it was Hercepton for Breast cancer. Private medical provides access to these types of treatments that you would otherwise have to fund yourself and can extend into the hundreds of thousands of dollars per year.
With private health insurance, you’re investing in the most precious asset: your and your family’s health.
Don’t let financial concerns or the complexity of choices stop you.
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